SmartCredit.io is an AI-driven self-custodial neobank. SmartCredit.io has 20'000 registered users.
Platform offers:
- Fixed-term, fixed-interest-rate collateralized loans for the borrowers
- Personal Fixed Income Funds for the lenders
- AI-driven Crypto User Segmentation - for crypto lenders via https://chainaware.ai
- AI API and Borrow/Lend SDK's integrations for other wallets and platforms
- Staking and Rewards for the users
SmartCredit.io focus is on offering self-custodial solutions which are regulatory compliant. See more at: https://learn.smartcredit.io/regulations.
SmartCredit.io does not have bank run risks like Aave, Compound, or other Money-Market based lending systems. See more at: https://learn.smartcredit.io/how-does-it-work/no-bank-run-risks
The Vision of SmartCredit.io is to offer all the financial services which traditional banks offer. However, self-custodial. See more at: https://learn.smartcredit.io/ai-driven-decentral-autonomous-bank